And with billions of compromised credentials, criminals have been implementing a high volume of fraud attacks on organizations across all industries. The latest fraud scheme — known as credential stuffing — involves criminals who have access to advanced systems and technology using the stolen credentials to log in to online accounts. If not, the risk of account takeover fraud could increase exponentially — especially with the prevalence among consumers to use mobile devices to access online accounts. As increasing numbers of people use smartphones and tablets for financial transactions and email, organizations must explore heightened fraud prevention measures, such as advanced device intelligence. The earlier in the process that an organization can detect fraud, the more damage to a customer's account and identity it can prevent. There is no silver bullet for fraud prevention, but there are multiple approaches that help businesses make the right fraud decisions and protect people's identities.