Overview
Have you ever thought about the uncomfortable question, What happens to our digital presence when we die or become incapacitated? Many of us have or know we should have a will and checklists of what loved ones need to know in the event of our passing. But what about all of our digital data and online accounts? Should we consider some type of digital will? Should we create a “digital inheritance” plan?
Think about your digital presence. Bank and retirement accounts, home mortgages, family photos and videos, smart home accounts, email, and social media are just some of the many examples that make up our digital footprint. In the event of your death or the death of a close family member, family and loved ones may need prompt access to those accounts or data. In addition, legacy data and online accounts left behind could become vulnerable over time to hackers, thus placing family and friends at risk.
Creating a Plan
It is a good idea to discuss your desires with your trusted family or friends, like other end-of-life details. In addition to having these conversations, take inventory and document your digital assets and online accounts. If you do not provide access to your accounts after you die, it can be very difficult for family members to access or close them. For example, would you want your family members to be locked out of all those years of family photos and videos you have stored online?
One idea is to document your online presences in a password manager. This is a program that securely stores all your logins and passwords, credit cards, and other sensitive information. It’s designed to make creating, storing, and accessing passwo ..
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