If you used any Yahoo product between January 1, 2012, and the end of 2016, you're eligible for a share of the class-action settlement related to a series of massive data breaches that affected three billion users. That share could mean a payment of as much as $358 if you choose to forgo the offer for free credit monitoring.
Of course, there's fine print. The settlement website is clear that payments, which will be based on the total number of eligible claims, could (and will likely) be less than $100 per person. That $358 amount is only if there are funds remaining after all claims are verified. So the payment could be less than $100 or it could be more, depending on how many people file.
You have four options if you had a Yahoo account during the window mentioned above:
1. Choose Credit Monitoring
If you file a claim for credit monitoring, you'll receive services for at least two years, but it could be extended up to four years depending on how many people also choose this option. Credit monitoring includes identity theft monitoring, insurance to cover costs associated with repairing your credit, and daily monitoring of any activity on your credit reports.
Since many people already have free comparable services through providers like Credit Karma, or through their bank or credit card provider, this is likely the least beneficial option.
2. File a Claim for Compensation
You can file a claim for an alternative compensation, which entitles you to a payment based on how many others ..
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