The Covid-19 pandemic has played a big role in boosting digital payments with individuals avoiding physical interactions to stay safe. This has pushed people to learn online banking and go cashless. While this made it easier to pay bills sitting at home, online fraud has also increased, especially to target those who are new to these technologies. So it’s no wonder there is a new PayTM cashback scam floating around.
The latest scam comes as a random Chrome notification saying “Congratulations! you have won Paytm Scratch Card.” Many people don’t think twice before opening a link offering tempting cashbacks others click just because of curiosity. This specific notification redirects us to a site called paytm-cashoffer.com.
It claims the user has won a Rs 2,647 cashback and the site then asks you to send the reward to your Paytm account. The site has a design similar to the official app, so a novice might not notice it at first. Once you tap on the send button, you are redirected to the original Paytm app, where the person is asked to “pay” the same amount. Many won’t notice that this is a “Pay” button — tapping on user psychology that makes them ignore stuff they think it’s routine.
We got different Paytm cashback offers every time we tried. (Express image)
The scam clearly taps into those who are not aware of how a UPI-based app works. If the UPI payment app is not installed on your phone, then this trick won’t work on you.
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